For vehicle owners and drivers

Every payment counted. Every road to ownership visible.

With LUNO Mwanajando, owners and drivers see the same contract, the same payments and the same freedom date. No notebook, no arguments about what was paid.

GET IT ONGoogle Play Download on theApp Store

Free to download on Android and iPhone. Kiswahili and English. Android 8.0+ and iOS 16+.

DriverFreedom date, live
LUNO driver home screen in Kiswahili: 67% toward ownership of MC 101 DEM, with the freedom date 13 Feb 2027 and the amount left to pay.
OwnerApproves the same payment
Try it

One record, two sides.

Record a payment as the owner, then switch to the driver. Both see the same numbers, straight away.

Example

Invented names and numbers. Nothing you do here leaves your browser.

Zawadi Kimaro · Owner

Contract

MC 108 DEM

Bodaboda · TZS 4,200,000 · 60 weeks

Week 38 of 6063%

Driver
Baraka Mollel
Weekly rate
TZS 70,000
Collected
TZS 2,660,000
To go
TZS 1,540,000
Freedom day

The old way

Hard work deserves a record that lasts.

The notebook gets lost

Payments live in a notebook or in someone's memory. One lost page, one wet season, and nobody can prove what was paid.

The driver stays invisible

A driver can pay every week for years and still have nothing to show a bank, a new owner or their own family.

The owner guesses

With several vehicles on the road, an owner can't tell who is on track and who is falling behind until the money is already lost.

How it works

Four steps from first payment to ownership.

  1. Set the contract

    The owner adds the vehicle, the price, the weekly or daily rate and the named driver. Every contract on LUNO names its driver.

  2. Pay and record

    The driver pays the way they always do and records it in the app with its reference.

    M-PesaAirtel MoneyCash

  3. Owner verifies

    The owner approves or rejects each payment, from anywhere. Both sides see the same status, and every correction leaves a trace.

  4. Own it

    When the last payment is verified, LUNO produces a completion certificate the driver can keep.

One app, two sides

Same record. Different view.

Contract ranking

Each contract is ranked from its payment record: highly recommended, recommended, or needs close monitoring.

Verify payments anywhere

A driver records a payment and you approve or reject it from wherever you are. No trip to the parking.

Monday fleet report

Every Monday morning, a report on last week: who paid, who is behind, and what is left across your fleet.

Kiongozi risk notes

Kiongozi, LUNO's assistant, explains each ranking and flags unusual activity, such as the same payment recorded twice. It reads and reports only. It never changes a payment.

Any vehicle, any currency

Bodaboda, bajaji or car, in whatever currency you and your driver agree on.

Your records, even without signal

On Android, record payments offline and they sync later. On iPhone, view your saved records offline.

Freedom date calculator

When does the vehicle become yours?

Move the sliders to your vehicle price and weekly payment.

Your freedom date
—
52weeks
12months

A simple estimate from today: vehicle price divided by weekly payment, with every payment on time. Your real date comes from your own contract in the app.

Inside the app

Real screens from LUNO 1.2.0.

Owner dashboard on Android with a Kiongozi note, in Kiswahili, listing three vehicles whose payments have not been recorded and the amount at stake.
Kiongozi speaks first.The owner opens the app and sees which contracts need attention.
Android
Pending payments sheet on Android where the owner approves or rejects each driver payment with its reference.
Approve from anywhere.Each payment arrives with its reference. One tap to approve or reject.
Android
Owner dashboard on Android showing this week's collections, a net profit of TZS 1,040,000 with investment recovered, fleet health 76, and revenue against money invested.
Your fleet's real numbers.Revenue, money invested, net profit and fleet health. Only the owner sees them.
Android
Driver payment history on iPhone in Kiswahili: weekly payments of TZS 70,000, each marked verified.
Every payment, verified.The driver's own history, in Kiswahili, with the owner's approval on each line.
iPhone

Screens show a demo account with made-up names and plates.

Our story

Named after a man who refused to fear.

“Luuuunooo, Luuuunooo… Luno amechoma jando.”

In 1970s southern Tanzania, Luno was a young man who had never been to school. To test the spirits everyone feared, he put a hot coal in the corner of a sacred jando hut and watched it burn. The curses never came. Then he asked his community one question:

“If these spirits are so mighty, why can they not stop the hunger, disease, and oppression we face every day?”

LUNO carries that question into the bodaboda business. Why keep trusting a notebook that keeps failing owners and drivers, when one shared record can settle every argument?

The founder
Dr. Ally Said

Dr. Ally Said

An emergency physician who owns a fleet, and built the tool he needed.

Read more
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Questions

Straight answers.

Is LUNO free?

Yes. The app is currently free for owners and drivers. If we ever add paid features, we will tell you before any charge applies to you.

Why is LUNO free?

LUNO does not sell your data and shows no adverts. For now the company carries the costs so that many owners and drivers can build a payment history. Later, extra services such as SMS and SOS may be paid for; the ledger itself stays free to download.

Does it work without internet?

On Android, yes: you can record payments with no connection. They are saved on your phone and sync when you are back online. On iPhone, your saved records open without internet, but recording a payment needs a connection.

Which phones does LUNO work on?

Android phones with Android 8.0 or newer, from Google Play, and iPhones with iOS 16 or newer, from the App Store.

Who can see my payments?

Only the owner and the driver on the same contract. A statement or certificate leaves the app only when you share it yourself, for example with a bank, and it never shows the purchase price or profit.

Is my data safe?

Data is encrypted between the app and our servers, database rules let each person reach only their own contracts, and payments are never silently edited or deleted. We do not sell your data and the app has no advertising. LUNO is registered with Tanzania's Personal Data Protection Commission. Details are in our Privacy Policy.

How do I delete my account?

In the app, open Settings and choose Delete Account, or email hello@lunomj.com from the address you sign in with. Deletion is immediate and cannot be undone. An owner must first close active contracts with drivers. What is removed and what is kept.

Does LUNO lend money?

No. LUNO is the record, not the lender. It does not provide finance, hold money or collect payments. The agreement is between the owner and the driver. See our Terms of Use.

Your vehicle. Your record. Your future.

Free to download on Android and iPhone. For owners and drivers, in Kiswahili and English.

GET IT ONGoogle Play Download on theApp Store